Consumer Disclosures
Click the appropriate link below to view the Consumer Disclosures.
Fee Schedule
Disclosures:
A Credit Access Business (CAB) in the State of Texas is not a direct lender. During applying for a loan banking information must be provided along with valid proof of income received by consumer. The information provided will be used as the primary information for Fast Loans to process payments via debit card, ACH draft or check withdraws from consumer. Account information will be validated to confirm banking information is accurate. This information may include the account number, routing number and bank phone number. In the case of more than one account being used information from all account will be needed in order to complete the application process.
Loans arranged by Fast Loans will be submitted and subject to approval by an unaffiliated third party lender. Not all loans are approved by lender or may be approved for less than the original amount submitted as being requested by consumer.
Terms and conditions do apply for all loans being submitted for approved by Fast Loans to the unaffiliated third party lender including standard underwriting for approval. Loan funding does require application information to be verified and depending on availability of this information execution of loan funding may extend up to 3 business days. Annual Percentage Rate (APR) does vary based on state and length of loan term.
Same Day Loans should be used for short-term financial needs only, not long-term financial solutions. Customers with credit difficulties should seek credit counseling.
Failure to make payments in a timely manner towards approved loan accounts can have several adverse actions. If you fail to make payments on time the following are some of the actions and or penalties that may apply:
14 Day Single Payment Same Day Loan – 25%
| $100.00 | 14 Day | 1 | $0.38 | $25.00 | $25.38 | $125.38 | $25.00 | 661.69% |
| $300.00 | 14 Day | 1 | $1.14 | $75.00 | $76.14 | $376.14 | $25.00 | 661.69% |
| $500.00 | 14 Day | 1 | $1.90 | $125.00 | $126.90 | $626.90 | $25.00 | 661.69% |
| $1,000.00 | 14 Day | 1 | $3.80 | $250.00 | $253.80 | $1,253.80 | $25.00 | 661.69% |
*Late fees may be assess to account of $7.50 or 5% of the payment account whichever is greater will be applied for payments more than 10 days past due.
*If a payment submitted to your banking institution is returned a $30.00 non-refundable insufficient funds charge will be applied to account.
*Contact information provided by the consumer for the consumer such as addresses, personal phone numbers and work information may be used in order to establish communications. Personal Reference’s provided at time of application being submitted may also be used in order to establish communication.
*Attempts may be made in order to collect on any outstanding balances via processing debit card information for payments, an ACH draft being submitted to consumer’s bank account, or depositing of check left for payment.
*Failure in our attempts to collect a consumers outstanding debit may result in a consumers account being transferred to a third part collections agency in continue in further attempts to collect any outstanding balances.
*Outstanding consumer account will also be reported via Corelogic Teletrack a reporting agency used within the lending industry that may reduce consumer score with other lenders when it comes to future credit/loan approvals.
14 Day Single Payment Same Day Loan – 30%
| $100.00 | 14 Day | 1 | $0.38 | $30.00 | $30.38 | $130.38 | $30.00 | 792.05% |
| $300.00 | 14 Day | 1 | $1.14 | $90.00 | $91.14 | $391.14 | $30.00 | 792.05% |
| $500.00 | 14 Day | 1 | $1.90 | $150.00 | $151.90 | $651.90 | $30.00 | 792.05% |
| $1,000.00 | 14 Day | 1 | $3.80 | $300.00 | $303.80 | $1,303.80 | $30.00 | 792.05% |
*Late fees may be assess to account of $7.50 or 5% of the payment account whichever is greater will be applied for payments more than 10 days past due.
*If a payment submitted to your banking institution is returned a $30.00 non-refundable insufficient funds charge will be applied to account.
*Contact information provided by the consumer for the consumer such as addresses, personal phone numbers and work information may be used in order to establish communications. Personal Reference’s provided at time of application being submitted may also be used in order to establish communication.
*Attempts may be made in order to collect on any outstanding balances via processing debit card information for payments, an ACH draft being submitted to consumer’s bank account, or depositing of check left for payment.
*Failure in our attempts to collect a consumers outstanding debit may result in a consumers account being transferred to a third part collections agency in continue in further attempts to collect any outstanding balances.
*Outstanding consumer account will also be reported via Corelogic Teletrack a reporting agency used within the lending industry that may reduce consumer score with other lenders when it comes to future credit/loan approvals.
14 Day Single Payment Same Day Loan – 40%
| $100.00 | Monthly | 1 | $0.81 | $40.00 | $40.81 | $140.81 | $40.00 | 496.52% |
| $300.00 | Monthly | 1 | $2.44 | $120.00 | $122.44 | $422.44 | $40.00 | 496.52% |
| $500.00 | Monthly | 1 | $4.07 | $200.00 | $204.07 | $704.07 | $40.00 | 496.52% |
| $1,000.00 | Monthly | 1 | $8.14 | $400.00 | $408.14 | $1,408.14 | $40.00 | 496.52% |
*Late fees may be assess to account of $7.50 or 5% of the payment account whichever is greater will be applied for payments more than 10 days past due.
*If a payment submitted to your banking institution is returned a $30.00 non-refundable insufficient funds charge will be applied to account.
*Contact information provided by the consumer for the consumer such as addresses, personal phone numbers and work information may be used in order to establish communications. Personal Reference’s provided at time of application being submitted may also be used in order to establish communication.
*Attempts may be made in order to collect on any outstanding balances via processing debit card information for payments, an ACH draft being submitted to consumer’s bank account, or depositing of check left for payment.
*Failure in our attempts to collect a consumers outstanding debit may result in a consumers account being transferred to a third part collections agency in continue in further attempts to collect any outstanding balances.
*Outstanding consumer account will also be reported via Corelogic Teletrack a reporting agency used within the lending industry that may reduce consumer score with other lenders when it comes to future credit/loan approvals.
Texas Licenses & Certificates
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